There are millions of types of microbes about. Most are harmless, but some may cause disease.
If you want to keep these germs away, then follow these rules: Keep hands clean using soap as well as water. Do not use knives to cut raw meat then use them for other purposes without carefully cleaning them. Cook food well. Do not reheat food more than once. Store food safely in a fridge and use by the date on the packaging. Drink only clean tap water.